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An account is anything Control Center tracks: a wallet, an exchange, or a holding you enter by hand.
Some screens say claim. A claim is the same thing as a wallet account.

Three kinds of account

All three count toward your totals on Home and Portfolio.

Statuses

Each account card shows a badge.

The life of a wallet account

You only need to verify a wallet for statements. If you just want to watch its balance, track it by xpub or descriptor. It shows as Unverified. The Accounts summary counts each status, for example 2 Pending and 1 Unverified. Unverified wallets don’t count as pending.

Verify a tracked wallet later

Add the same wallet again with your device, Multisig, or Manually Sign. Control Center opens the account you already have and asks you to sign. Once you sign, it becomes verified. It does not create a duplicate. A Bitkey can’t be verified. It stays Unverified.

How balances update

  • Wallets: read from your Electrum server. Only confirmed transactions count. Incoming Bitcoin appears after its first confirmation.
  • Exchanges: refreshed when you open Accounts or Portfolio (at most once a minute), and in the background.
  • Manual and ETF: change only when you edit them. ETF values drift slightly each day to reflect fund fees.
  • History: Control Center saves a balance snapshot for every account about every 15 minutes while it runs.
History is only recorded while Control Center is running. On desktop, leave it running in the tray to keep history complete. Wallet history before you added the account is rebuilt from the blockchain when you need it.

Account limits to know

  • Mainnet only for hardware wallets and multisig.
  • Wallet scans hide empty accounts. Ledger, COLDCARD, and Keystone only list accounts with a balance above zero. To track an empty wallet, use an xpub or descriptor.
  • Exchange keys expire after one year. Reconnect with a fresh key.
Next: manage your accounts.